Insurance quote for Chevy Equinox in WorcesterAre you drained from sacrificing to insure your Chevy every month? You are no different than many other consumers in Massachusetts.

Unbelievable but true, almost 70% of drivers kept their policy with the same company for over three years, and almost 40% of drivers have never compared rates with other companies. With the average car insurance premium being $1,430, Worcester drivers could save themselves as much as $590 a year just by comparing rates, but they mistakenly think it's difficult to find cheap car insurance rates.

Popular companies such as Allstate and Progressive continually hit you with advertising and it is challenging if not impossible to sift through the bull and do the work needed to find the best deal.

The best way we recommend to compare rates for Chevy Equinox insurance in Worcester is to know the trick all the major auto insurance companies pay for the opportunity to give you rate quotes. To start a quote, the only thing you need to do is give them rating details such as which vehicles you own, how you use your vehicles, daily mileage, and how old drivers are. Your details gets transmitted to multiple top-rated companies and you will receive price estimates very quickly.

To start a rate quote now, click here and complete the quick form.

The providers in the list below are ready to provide price quotes in Massachusetts. If multiple providers are shown, we suggest you visit two to three different companies in order to find the cheapest rates.

Chevrolet Equinox Insurance Estimates in Worcester, MA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $124 $232 $320 $18 $96 $790 $66
Equinox LT 2WD $248 $536 $378 $22 $114 $1,298 $108
Equinox LS AWD $248 $510 $378 $22 $114 $1,272 $106
Equinox LT AWD $198 $362 $314 $18 $94 $986 $82
Equinox LTZ 2WD $266 $472 $344 $20 $104 $1,206 $101
Equinox LTZ AWD $204 $406 $378 $22 $114 $1,124 $94
Equinox LTZ AWD $250 $528 $378 $22 $114 $1,292 $108
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Above prices assume single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Massachusetts minimum liability limits. Discounts applied include multi-policy, claim-free, multi-vehicle, safe-driver, and homeowner. Table data does not factor in vehicle garaging location which can impact insurance rates noticeably.

Safe drivers pay cheaper rates

The diagram below demonstrates how citations and accident claims raise Chevrolet Equinox auto insurance rates for different categories of driver ages. The premium estimates are based on a married female driver, full physical damage coverage, $250 deductibles, and no discounts are taken into consideration.

Choosing deductibles

When buying auto insurance, a common question is how high should the physical damage deductibles be. The rates shown below illustrate how much more rates are of buying low and high comp and collision deductibles. The first data set uses a $100 deductible for physical damage and the second price chart uses a $500 deductible.

Chevrolet Equinox insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $288 $520 $334 $20 $100 $1,287 $107
Equinox LT 2WD $288 $520 $334 $20 $100 $1,287 $107
Equinox LS AWD $288 $520 $334 $20 $100 $1,287 $107
Equinox LT AWD $288 $520 $334 $20 $100 $1,287 $107
Equinox LTZ 2WD $324 $612 $334 $20 $100 $1,415 $118
Equinox LTZ AWD $324 $612 $334 $20 $100 $1,415 $118
Equinox LTZ AWD $324 $612 $334 $20 $100 $1,415 $118
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Chevrolet Equinox insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $210 $350 $334 $20 $100 $1,014 $85
Equinox LT 2WD $210 $350 $334 $20 $100 $1,014 $85
Equinox LS AWD $210 $350 $334 $20 $100 $1,014 $85
Equinox LT AWD $210 $350 $334 $20 $100 $1,014 $85
Equinox LTZ 2WD $236 $414 $334 $20 $100 $1,104 $92
Equinox LTZ AWD $236 $414 $334 $20 $100 $1,104 $92
Equinox LTZ AWD $236 $414 $334 $20 $100 $1,104 $92
Get Your Own Custom Quote Go

Prices above based on married male driver age 30, no speeding tickets, no at-fault accidents, and Massachusetts minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, homeowner, and claim-free. Premium costs do not factor in specific location which can change insurance rates substantially.

Based on the data above, we can derive that using a $100 deductible will cost you approximately $24 more each month or $288 every year than opting for the higher $500 deductible. Since the policyholder would be required to pay $400 more if you file a claim with a $500 deductible as compared to a $100 deductible, if you average at a minimum 17 months between claim filings, you would probably come out ahead going with the higher deductible.

Chevrolet Equinox insurance rates: Men versus women

The information below visualizes the comparison of Chevrolet Equinox insurance rates for male and female drivers. The price estimates are based on no accidents or driving violations, comp and collision included, $1,000 deductibles, single marital status, and no discounts are applied.

Auto insurance agents can help

Some people just prefer to go talk to an agent and that is OK! The biggest benefit of comparing rate quotes online is the fact that drivers can get cheap auto insurance quotes and still choose a local agent. Buying from and supporting local agencies is definitely important in Worcester.

Worcester insurance agentsTo make it easy to find an agent, after completing this short form, your insurance data is immediately sent to participating agents in Worcester who will give you bids and help you find cheaper coverage. You won't need to search for any insurance agencies since price quotes are sent directly to you. You can find the lowest rates AND a local agent. If you wish to quote rates for a specific company, feel free to jump over to their website and give them your coverage information.

If you want to use a reputable agency, you must know there are a couple different types of agencies and how they can service your needs differently. Auto insurance agencies are classified as either independent or exclusive depending on the company they work for.

Independent Agencies or Brokers

Agents of this type are not employed by one company so they can quote policies with any number of different companies and find the cheapest rate. If your premiums go up, your policy is moved internally without you having to go to a different agency.

When searching for an agent, you will want to contact independent agents in order to have the best price comparison.

Featured below are independent insurance agents in Worcester that may be able to give you free auto insurance quotes.

Bullock Agency
76 Mountain St W - Worcester, MA 01606 - (508) 854-8100 - View Map


2 Eastern Ave - Worcester, MA 01613 - (800) 287-8501 - View Map


685 Main St - Worcester, MA 01610 - (508) 752-7400 - View Map

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Exclusive Agencies

Exclusive agencies generally can only insure with one company and some examples include State Farm, AAA, Farmers Insurance or Allstate. These agents are not able to shop your coverage around so they have no alternatives for high prices. These agents are trained well on their products and sales techniques which helps offset the inability to provide other markets.

Listed below is a short list of exclusive agencies in Worcester who can help you get rate quotes.


455 Lincoln St - Worcester, MA 01605 - (508) 852-2222 - View Map


100 Gold Star Blvd - Worcester, MA 01606 - (508) 852-0700 - View Map


25 Mountain St E - Worcester, MA 01606 - (508) 853-7000 - View Map

More insurance agents

Choosing a insurance agent should depend on more than just the premium amount. Some important questions to ask are: